**3% VA assumable loan**Experience island living at its finest in this waterfront single-story home featuring 3 bedrooms and 2 bathrooms, just a 5-minute boat ride to the Intracoastal Waterway. This coastal gem offers a spacious floorplan filled with natural light, a cozy wood-burning fireplace, and an eastward-facing outdoor living space perfect for taking in stunning island sunrises. The expansive deck includes an outdoor shower, fish cleaning station, and canal with an underwater fishing light. A heavy-duty 6,000-pound bunk board boat lift-ideal for a T-top or fishing tower-sits in a well-lit area with additional outlets for convenience. Recent upgrades include a whole-house generator (2021), new electrical panel with 50-amp RV receptacle, and ultra high-efficiency LG VRF AC systems, with a dedicated unit for the master suite. Just 1.5 miles from Whitecap Beach and Bob Hall Pier, this home is a true island retreat with every detail tailored for coastal comfort and convenience.